•  Address:
    44001 Garfield Road
    Clinton Township, MI
    48038
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The Right Connection - Housing



Housing

TO FIND SHELTER SERVICES QUICKLY:

The Michigan Housing Locator Website is available for all Michigan rental properties. Landlords post applications, leases, and photos of their rental properties. For renters (and prospective renters), posted rental units include details on their availability and the rent.  www.MichiganHousingLocator.com

Community Housing Network assists those with disabilities, homeless or those facing a housing crisis by providing case management, locating affordable housing, and financial assistance.  (586) 221-5900.

Click on each title below to see detailed information.

Twenty one (21) day residential care for youth ages 12 - 17 who are homeless, have run away or at serious risk of running away from their home.  Parental consent is required and parents/guardians must sign admission forms within 24 hours of the youth entering the program. Available from Family Youth Interventions, (586) 465-1212  www.familyyouth.com
   
Emergency shelter is available to emancipated youth who are also survivors of domestic or sexual violence  from Turning Point, (586) 463-6990. www.turningpointmacomb.org

Supervised transitional living for up to 18 months for youth ages 16 - 20 who are homeless (can be staying with friends).  Rent is 30% of income. Case management, life skills, education, employment assistance and counseling services provided.  Available from Family Youth Interventions, (586) 465-1212. www.familyyouth.com

Housing and supportive services for homeless youth between the ages of 18 and 23 with an income below 20% Area Median Income (AMI).  To find the Area Median Income for the county of Macomb, go to:   http://www.deptofnumbers.com/income/michigan/  Applications are prioritized based on need with priority going to youth living on the streets or in shelters. Qualified youth receive a voucher and may find housing anywhere in Macomb within certain price ranges. Youth pay 30% of their monthly income directly to the Landlord while this tenant-based rental assistance program pays the rest. Reassessment of need is completed a year after starting the program and may be extended only one year more. For more information, call The Refuge, (586) 463-7338.

Temporary emergency shelters in Macomb County include:

Women and children who are victims of domestic violence or sexual assault: Turning Point, (586) 463-6990.  
Single men, women and homeless families: MCREST (a rotating shelter which provides 90 days per year of overnight shelter at various church locations throughout the county, call MCREST at (586) 415-5101.  
Adults only:  A day center (open year-round) and a Warming Center (open from November-March) is available.  For information about either of these programs, call (586) 218-7173.  For after-hour emergencies, call (586) 321-0998.  
Homeless individuals and families: 90 days per year for men, women and children of all ages. Clients must be alcohol and drug free, and must be on all prescribed medications. First come,first serve basis. Call the Salvation Army MATTS, (586) 755-5191.
Single, pregnant adult females prior to giving birth Abigayle Ministries (586) 323-1411

Gianna House, Eastpointe
(The residential program is only open
to females aged 17 and under. The
outreach program (baby items and
classes) is open to mothers of any
age.)

(586) 445-0440
Families with one child or children Amelia Agnes Home for Women (586) 323-7066
Shields House (Women 18-25 with children) (586) 738-4440 or (586) 868-3268
Individuals who are on parole and referred by their Parole Agent to the Prisoner Reentry program Salvation Army Transition House (586) 954-1838

Affordable housing for low-income families provides selected families with help in the building of affordable housing. There is an application process, 250 "sweat equity" hours per adult in the family and income guidelines of 50% of the HUD median income. Available from Macomb County Habitat for Humanity, (586) 263-1540.

A special savings program for families with limited  income to accumulate as much as $3,000 for a down payment on a first home.  An Individual Development Account (IDA) is a special savings program between  a family and MCCSA. The family must make an average monthly deposit of at least $20.00 to reach a savings goal. For every $1.00 the person puts in; up to $3.00, is matched in a separate account for three years. Eligible families must have a child in the home under the age of 18, must be a working adult, employed at a minimum of 30 hours consistently for 90 days; have a reasonable credit history or readily repairable credit, attend budgeting classes and home owner training sessions, maintain monthly contact with the Case Manager and maintain a "Participant in Good Standing" status. Income guidelines are used. For more information, call Christina Stepowski, Macomb Community Action, (586)  469-7378.

Limited money for rent for persons (on or not on public assistance) who have been evicted (for other than non/payment of rent) and it is a court-ordered eviction (with a document from the court). Eligibility restrictions apply. For more information, call (DHS) (586) 469-7700 (Mt. Clemens).

DEPARTMENT OF HEALTH AND HUMAN SERVICES

Mt. Clemens District (586) 469-7700 serving Mt. Clemens, Clinton Township, Harrison Twp., St. Clair Shores, New Baltimore, Chesterfield 48047

Sterling Heights District (586) 254-1500 serving Armada, Chesterfield 48051, Lenox, Macomb, Memphis, 48041, New Haven, Ray, Richmond, Rochester 48306, Romeo, Shelby, Sterling Hgts., Utica, Washington.

Warren District (586) 427-0600 Center Line, Eastpointe, Fraser, Roseville, Warren.

OR VISIT www.michigan.gov/mibridges (Kiosks available in DHS offices)

Credit problems, and money management including assistance with credit reports (fee may apply), confidential analysis of the size and nature of debt, creation of a plan to reduce that debt, advocacy with creditors, negotiation of payment rates and terms, processes of payments to creditors, education on managing money. Available from GreenPath Debt Solutions, 43120 Utica Rd., Suite 300, Sterling Heights, MI  48314, (888) 776-6735 www.greenpath.com
Help in paying rent, back rent, utility assistance, security deposits and first month's rent for persons living with HIV/AIDS and within allowable income limits is available by application only in Oakland, Macomb, Lapeer, St. Clair or Livingston Counties and the rental unit meets HUD Housing Qaulity Standards.  Available from the Tenant-Based Rental Assistance Program, a federally-funded Housing Opportunities for Persons with AIDS program and administered by the Oakland Livingston Human Services Agency (OLHSA).  Applications and a map to OLSHA are posted at http://www.olhsa.org/  The application may be mailed or brought to the OLHSA office.  Accepted applications are put in one of three priority groups according to income and current residency.  Waiting lists are maintained.  The applications are only accepted at various times - call for application dates.  For more information, call Sherry Hatrick, (248) 209-2676 or Liz Lucas, (248) 209-2672.

The following is a list of low- and moderate-income housing in Macomb County. Inquiry should be made regarding current prices, management's regulations regarding deposits, waiting lists, equity, number of occupants, whether or not management accepts Family Independence Payments (FIP) formerly known as "Aid to Dependent Children," membership fees in cooperative programs, and residency requirements. None have emergency housing. A youth must be emancipated to sign a contract.    

SUBSIDIZED COMPLEXES

NAME

APPROXIMATE
WAITING TIME

PRICES

UTILITIES
INCLUDED/
PETS
ALLOWED

NUMBER OF
PERSONS
ALLOWED

ELIGIBILITY

Special Consideration

Apple Valley Townhouses
231 Apple Blossom Way
Romeo, MI 48065
(586) 752-4166

1 BR: (Seniors
only): 1 yr.
2 BR: 1+ yr
3 BR: closed

30% of
adjusted
gross income

Water included
Senior/
Disabled Only
1 small pet

2 per BR

Seniors
(62+) or
disabled

Credit and criminal background check.  Security deposit varies, based on rent and income

Ahepa 371
26700 Crocker
Mt. Clemens, MI 48043
(586) 465-4540

Wait list
Under 12 mos.

30% of
adjusted
gross income

Heat, lights,
water included

Pets okay
under 30 lbs.

2 max

Seniors Only
62 &over

Mobility impaired-Disabled
(8 units) 5 years wait for
handicapped

Autumn Ridge
36300 Dequindre
Sterling Hgts., MI 48310
(586) 978-7378

2 BR: 5 yrs
3 BR: 10 yrs

30% of
adjusted
gross income

Water included,
heat
provided for
seniors only 

No pets

2 per BR

Seniors only
tower

1 bd: 2 yrs
2 bd: 5 yrs

Several barrier free units 

Accepting Disability
Applications

Autumn Woods Townhouses
44401 Bridal Lane
Sterling Heights, MI 48313
(586) 731-8600

2½ to 3 yrs.

30% of
adjusted
gross income

Water

No pets

2 per BR

Multi-family
No disabled

Credit and criminal
reference checks

Applications taken M-F
9:00-11:00 & 1:00-4:00

Bramblewood Senior Apts.
31950 Clark
New Haven, MI 48048
(586) 749-9268

1 yr.
Open List

30% of
adjusted
gross income

Trash, heat
and water
included

Pets allowed

1 per BR
2 per 2 BR
unless
caregiver
stays full
time

Seniors 62+
and disabled(any age)

Credit report required
Criminal check required.

Center Line Park
8033 E. 10 Mile Rd.
Center Line, MI 48015
(586) 755-2270

Wait List
55-61:  1 yr.
62+: 6 mos.

30% of
adjusted
gross income

Heat, lights,
water included 

Cats and dogs
up to 25 lbs.

1 bdrm: 2
2 bdrm: 4

Seniors 62+
and disabled
And aged 55+
live

independent

Handicapped accessible
55+ Barrier free

Church of Christ Housing
23559 15 Mile Rd
Clinton Twp, MI 48035
(586) 792-6441

5 years

30% of
adjusted
gross income

Water included 

Pets allowed

Seniors Only
62 & over

5 handicapped units
available for the mobility
impaired

No one under age 50

Clemens Tower
50 Church St.
Mt. Clemens, MI 48043
(586) 468-1434

2 mos. to 2 yrs.
for for seniors or
disabled aged 55+

30% of
adjusted
gross income

Seniors:
heat, lights,
water
included.

Small pets OK

2 per BR

Seniors 62+
Disabled 55+

4-5 bed units now
available – taking
applications

Clinton Twp. Housing
34947 Village Road
Clinton Twp., MI 48035
(586) 791-7000

62+: 30 days 1
BR: 3-4 yrs

30% of
adjusted
gross income

Seniors:
heat, water
and appliances
included

2 per BR

56 units are
for seniors
(62+)

44 units closed for
families.

Open for Seniors only.

Clinton Place Apts.
147 N. River Road
Mt. Clemens, MI 48043
(586) 468-8415

62+: No wait
Under 62: 2 years
for 2 BR

30% of
adjusted
gross income

Heat, water
& gas
appliances
included

Pets with
deposit

2 per BR

62+ only

Credit and criminal
checks

62+: immediate
occupancy

Dunn Senior Citizens
Residence
8400 Engleman
Center Line, MI 48015
(586) 756-3322

1 bdrm:
1 yr.

30% of
adjusted
gross income

Heat, lights,
water and
appliances
included

Studio: 2-3
mo. wait

1 bd: 1 yr.
wait

Seniors 55+

2 stories, has an
elevator; no barrier free
units; now only seniors

Eastpointe Apts.
39616 Chateau Rouge
Sterling Hgts, MI 48313
(586) 939-4090

Waiting List is
Closed.

30% of
adjusted
gross income

Heat, water,
appliances
included.

No pets

4 per unit 

1 & 2 BR

1-2 BR closed

Eastland Senior Apts.
18330 Eastland
Roseville, MI 48066
(586) 778-1360

3-6 mos
Resident
preference

30% of
adjusted
gross income

Heat, lights,
water &
appliances
included.

Pets allowed

1 per BR

Seniors only
60 & over

A few are handicapped
accessible.

Roseville residents
preference

Section 8 closed.

Elizabeth Lee Doles
42700 Colchester
Clinton Twp., MI 48036
(586) 463-0500

30-60 days for
Seniors 62+.

Ages18 - 61: Over
1 year

30% of
adjusted
gross income

Heat, lights,
water.

Pets allowed

1 per BR

Seniors 62+
and disabled
only

Must be physically
disabled and require
special apt. features – one
year waiting for disabled.

Erin and Chestberry
Manor
15701 E. Nine Mile
Eastpointe, MI 48021
(586) 445-5099

Currently
accepting
applications

30% of
adjusted
gross income

Heat, lights,
water
included.

1 small pet
only

 

Seniors 50+
only

50+ only
Handicapped accessible

Fraser Woods Apts.
17195 Fraser Woods Dr.
Fraser, MI 48026
(586) 294-3952

Unless 62+, the
waiting list is
closed.

62+:  waiting list
is 1 yr.

30% of
adjusted
gross income

Water

Small pets
allowed for
seniors

211 units are
for Seniors
62 and over

30 Units are for families.
12 units are handicapped
accessible

Lakeside Towers
15000 Shoreline Dr.
Sterling Hts., MI 48313
(586) 247-7411

1 bdr: 1-2 years
2 bdr: 2+ years
(Only two 2 bed
units)

30% of
adjusted
gross income

Heat, lights, water included

1 small pet
$50 deposit +
$10 extra per
month until
$300 paid

1 small pet
$50 deposit +
$10 extra per
month until
$300 paid.

No pets in
family units

 

Seniors 62+
Disabled any
age

Disabled must have
doctor letter stating they
need total accessability
units. There are only 5 of
these units available.

Lawrence Park
7000 10 Mile
Center Line, MI  48015
(586) 757-0502

Seniors: 62+ or
disabled: 2-3
years Family: 3-5
years

30% of
adjusted
gross income

Senior units
include
water and
heat.

Family units:
only water

One small
pet with
deposit for
seniors only.

No pets in
family units

Senior units

High rise

8 - two bed
118 - one bed

Family units are
townhouses.

94 - 2 bed (6
handicapped)

24 - 3 bed

Leisure Manor
1000 Blossom Heath
St. Clair Shores, MI 48080(586) 773-9200

Resident
preference

Wait list for
families: 7 years

30% of
adjusted
gross income

Heat, lights,
water and
appliances
included.

Small pets

1 per BR

Seniors 62+
and disabled
only.

Family, Section 8 Closed.

The Meadows
31860 Nardelli Lane
Roseville, MI 48066
(586) 296-3622

Only 2 bd
available at any
time.

Wait: 4 yrs

2 & 3 bed 2 - 4 yrs

30% of
adjusted
gross income

Water, trash
included

No pets

2 per BR

Multi-family
2-4 year wait

Four handicapped
accessible units
2 one bed and 2 two bed

New Baltimore Place
Apts.
51140 Hooker St.
New Baltimore, MI 48047
(586) 296-3622

1 bd: closed
2 bd: Open
Wait list for under 62

30% of
adjusted
gross income

Heat, lights,
water
included

Pets allowed

2 per BR

Seniors 62+
and disabled
only

Credit and
criminal background
check

First month’s rent

Newport Apartments
24213 Lotus St.
Mt. Clemens, MI 48043
(586) 469-0010

12-24 months

30% of
adjusted
gross income

Heat, Water
included in
some units

No pets

2 per BR

Handicapped welcomed.
Must have good credit.
No Fee.

Peace Presbyterian
17275 15 Mile Rd.
Clinton Twp., MI 48035
(586) 790-4500

Waiting list 6-8 months

30% of
adjusted
gross income

Heat, water
included.

Pets under
25 lbs.,
with deposit.

2 per BR

Seniors only.
62 and over.

Social and rec areas (all
apartments are one
BR and not suited
for families).

Perry Acres Apts.
32560 John Rivers Dr.
New Haven, MI 48048(586) 749-9268

Wait list
1 bed: 18 mos.
2 bed: 12 mos.
3 bed: 2 years

30% of
adjusted
gross income

Nothing
included.
No pets

2 per BR

Must be 18
years of age
or older to
apply

Credit and criminal
check.

Pinewoods
30100 John Rivers Dr.
New Haven, MI 48048
(586) 749-6570

Wait list 8 - 12 mos

30% of
adjusted
gross income

Water and
trash
included

Pets under
25 lbs.

2 per BR

Must be 18
years of age
or older to
apply

31 units for
senior/disabled.

58 townhouses with 2-3
BRs.

Schoenherr Towers
37500 Schoenherr
Sterling Hgts, MI 48312
(586) 264-6410

Wait list 8 mos

30% of
adjusted
gross income

Heat and
water
included for
Seniors

Small pets
okay

Mostly 1
BR units, only
four 2 bed
units

Seniors 62+
and disabled

Disabled tenants must
also be 62+

St. Clair Shores Housing
1000 Blossom Heath Blvd.
St. Clair Shores, MI
(Houses located
throughout the city)
(586) 773-9200

Wait list: 7 years
Seniors: 1 yr. for
St. Clair Shores
residents.

Two years for non-residents

30% of
adjusted
gross income

Seniors:
utilities
included.

Family: utility
allow to help
with bills

Seniors 62+
or disabled

 

St. George Towers
42250 Hayes
Clinton Twp, MI 48038
(586) 286-7212

Wait list:

6 - 9 mos. For
62+

3 years for under
62.

30% of
adjusted
gross income

All utilities
included.

Pets okay
with deposit

1 Bed units
only

2 persons
max

Seniors 62+
and disabled
only

Mobility Impaired
Handicapped units
Independent Living

Tivoli Manor
28013 Imperial Drive
Warren, MI 48093
(586) 558-9860

3 - 6 months
Mobility
impaired: 1 - 3
years

30% of
adjusted
gross income

Heat, water,
trash
included

1 BR
Apartments

Seniors 62+
or if under
62, must be
mobility
impaired

Independent Living

Ukranian Village
26377 Ryan Rd.
Warren, MI 48091
(586) 755-7720

4 - 6 mos.
About 3 - 4
years for
mobility impaired

30% of
adjusted
gross income

Heat, water
included
Small pets
Security
deposit
$300.00

 

Seniors 62+
or mobility
impaired

15 Units are
for mobility
impaired

Two story with elevator.
Section 8 Housing
Disabled must be mobility
impaired

Warren Glenn
Presbyterian Village
2950 E. 12 Mile Rd.
Warren, MI 48092
(586) 751-5090

6 mos to 1 year

30% of
adjusted
gross income

Heat and
water included

Security deposit
varies

Small pets

1 or 2
persons in 1
BR units.

Seniors 62+
and disabled
only.

Income must be under
$22,900 (1) or under
$26,150 (2)

7 Units 1st floor

Disabled/mobility
impaired

COOPERATIVES
A DOWN PAYMENT IS REQUIRED – What is a Cooperative? See www.coophousing.org

NAME

APPROXIMATE
WAITING TIME

PRICES

UTILITIES
INCLUDED/
PETS ALLOWED

NUMBER OF
PERSONS
ALLOWED

ELIGIBILITY

SPECIAL
CONSIDERATION

Cordova Courts
Apartments
39059 Stockman
Clinton Twp., MI 48035
(586) 791-7850

1 - 2 BR: 1year
3 BR: Closed

1 BR: $527
2 BR: $602
3 BR: $630

Water, heat,
trash,
appliances
included

Cats, birds,
fish

2 per BR

Moderate
Income based

$1000 down, cooperative
equity $2,805 - $3470 due
at signing - no financing
available

Eastwick Square
Townhouses
27752 Eastwick
Roseville, MI 48066
(586) 792-8457

No wait
(with purchase
deposit)

Monthly Fee
1 BR - $319
4 BR - $389

Water, taxes,
monthly fee
included.

Pets allowed

2 per BR

Market Rate
Coop

No Rentals

Coop Deposit:
$20,000 to $40,000
Handicapped first priority

Hanover Grove
Cooperative
15750 Sabre Lane
Fraser, MI 48026
(586) 293-5150

2 BR: available,
1 & 3 BR - wait
List

1 BR: $479
2 BR: $529
3 BR: $605

Minimum
regardless of
30% income

Heat, water
included

No pets
allowed

2 per BR

Stove,
refrigerator
included

Residence
preferred

Coop fee:
$10-16,000

Will accept vouchers.

Resident preferred

Section 8 - Wait:
4 years

James Townhouses Coop
24108 Grange
Clinton Twp., MI 48036
(586) 868-0320

Open/Accept
Applications for
1 & 2 BR.

3 BR – wait list

Care Fee:
1 BR: $424
2 BR: $454
3 BR: $467

Heat, water,
gas, taxes
included.

Small pets
okay.

2 per BR
Moderate
Income

$50.00
Application
Fee.

Credit/
Criminal
check.

Coop members equity
(Care Fee - Member
Owned)

1 BR: $9,600
2 BR: $11,575
3 BR: $13,205

Kramer Homes
8830 E. 10 Mile
Center Line, MI 48015
(586) 757-1240

No Wait
(with purchase
deposit)

1 BR: $322
2 BR: $350
3 BR: $370

Only water and
trash included. 

1 small pet
okay.

2 per BR

Not low
income.

Not subsidized.

Income
requirements.

Buy In Only.

Coop deposit plus
improvements: about
$5,500 - 8,500

Not handicapped access

Oxford Square Apts
34594 Lipke St.
Mt. Clemens, MI 48035
(586) 791-3040

Not accepting
any
applications for
2 years

Section 8 only

Only heat
included

No pets

2 per BR

   

Roseville Townhouses
25621 New England
Roseville, MI 48066
(586) 776-6413

No wait with
purchase.

Buying Share

Care Fee:
1 BR. $348
2 BR. $388
4 BR. $402

Water only
included.

Pets allowed.

2 per BR.

Not Low
Income

Coop equity required,
about $15,000 -$42,000
Cash Only

Townhouse Green Coop
19286 N. Highlite Dr.
Clinton Twp., MI 48035
(586) 791-8230

Wait List

Care Fee:
1 BR: $335
2 BR: $385
3 BR: $408

Heat, water
included.

Cats okay.

2 per BR.
Care Fee:
Maintenance
Charge

Moderate
income
required

Coop buy-in: Equity
1 BR: $ 8,800
2 BR: $ 9,800
3 BR: $10,800

Townhouse Plaza
19000 Highlite Dr. S
Clinton Twp., MI 48035
(586) 791-0370

For Sale by
Owner.

No Wait List.

(Coop)
1 BR: $376
2 BR: $436-
449
3 BR: $473

Heat, water
included

$25 per yr pet
fee.

1 BR. are
senior
friendly

Not Low
Income.

Coop buy-in: Equity
1 BR: $ 8,157
2 BR: $ 9,294
3 BR: $10,319

Village Square
Cooperative
45510 Kensington
Utica, MI 48317
(586) 739-7570

Vacancy varies
through
community

Carrier Fee:
1 BR: $452
2 BR: $489
3 BR: $525

Heat, water
included.

Pets allowed.

2 per BR

Not Low
Income.

Coop deposit is $8,000 -
10,000 plus improvements
(from $3,000 - $20,000)

Yorkshire Plaza
Townhouses
20702 Hunt Drive
Roseville, MI 48066
(586) 228-1060

Wait list for all
three
1-2-3 BR

Coop Fee:
1 BR:  $365
2 BR: $406
3 BR: $442

Heat, water
included.

No pets.

2 per BR

Not Low
Income.

Coop buy-in:
approximately $6,500-
8,500
$100.00 Credit/Criminal
check

TRAILER PARKS (MANUFACTURED HOUSING-COMMUNITIES)
There are dozens of trailer parks in Macomb. See the Yellow Pages under MANUFACTURED HOUSING-COMMUNITIES. Many parks do not have rental available, but instead have trailers for sale, or rent-to-own.  The monthly payment and lot rent together may be as low as $400. Many parks will help with financing to purchase a trailer.

Continental
Communities
3127 Maple
Warren, MI
(586) 757-7412

Fixer-upper:
No wait.

Rental: 30/40
days subject to
change

1 BR: $400
2 BR: $450

Pay own
gas, lights
and water

2 per 1 BR
4 per 2 BR

Dogs up to 20
lbs or cats
allowed.

Criminal background
checks

Leslie’s Mobile
Home Village
25214 Gratiot
Roseville, MI 48066
(586) 755-5012

Only 12 rentals

Lot rent is:
1 BR:
$361-386
2 BR:
$500-560

Water and
electric are
included

One dog
allowed

Some trailers
for sale by
owner

Credit check required.

Sale price could be
$2,000 to $18,000.

Motor City Trailer
Park
23765 Lawrence
Warren, MI
(586) 756-8280

No wait

1 BR:  $349
2 BR:  $375

Pay own
gas, lights &
water

2 per 1 BR
4 per 2 BR

Small dogs
only.

Criminal & background
checks.

Proof of income.

Parklane Court
3193 E. Ten Mile Rd
Warren, MI 48091
(586) 755-0660

Handyman
specials
for $140-$150
each plus title
transfers. All
others at least
3 months wait

$415 lot rent
plus water/sewer
($20-$25 mo).

Pay own
gas, lights
and water.

2 per BR

Purchase only
– no rentals

Bruised credit okay if
sufficient monthly
income above lot rent
to meet expenses (min.
$200)

$450 security deposit

Shadylane Mobile
Homes
2709 Capitol
Warren, MI 48091
(586) 757-8448

No wait

1 BR: $323-480
2 BR: $353-525
3 BR: $550

Pay own
gas, lights &
water.

Water ($20
per mo.)

2 per BR

Credit check – will
work with bad credit,
as long as no past
evictions.

Security deposit is
1½ months rent.

Twin Pines Mobile
Home Park
6815 E. Eleven Mile
Warren, MI 48092
(586) 757-4932

2 weeks wait
6 Available

1 BR: $350
2 BR: $400
3 BR: $500

Pay own
gas, lights &
water

Water is
$20-40 per
mo.

2 per BR

Dogs: $5
Security
deposit & first
months rent.

No criminal sexual
convictions, no
evictions from mobile
home parks, will work
with bruised credit.

Willow Point Mobile
Homes
43400 Lenfesty
Harrison Twp., MI
48045
(586) 465-0424

No Wait List.
Availability, but
changes daily

1 BR: $500
2 BR: $545-575
3 BR: $595

Double wide:
$725 - $750

Pay own
gas, lights
and water.

Water ($20-
40 per mo.)

$150 deposit
and $15
monthly fee
for non-
aggressive
pets.

Lease with
option to buy

Rent to own contract
runs for 4 years

Down payment is $795
single plus first  month
rent.

Double wide $1,500 -
$2,500 plus first  month
rent.

Woodview Mobile
Village
7062 Ready
Warren, MI 48091
(586) 754-6865

2 weeks wait

1 bed: 0
2 bed: Few
3 bed: 0
Up to $450.00

Pay own
gas, lights
and water.

Water:
($20.00 per
month)

2 persons
max per
BR

Cats allowed

Criminal background
and credit checks.

$25 non-refundable fee

OTHER LOW-INCOME HOUSING

Stilwell Manor
and Joseph
Coach
26600 Burg
Warren, MI 48089
(586) 758-1310

1 to 2 months

Efficiency - $283
1 BR: $395
2 BR: $448

Heat included.
No Pets.

1 BR - 2 persons
2 BR: 2 persons

Residents of
Warren only,
age 60+

Elevators in
building.

Income maximum:
Single - $20,000
Double - $28,000

HOUSING COMMISSIONS offering low rent public housing:

Algonac

1205 St. Clair River Drive

(810) 794-9369

Clinton Township

34947 Village Road

(586) 791-7000

Eastpointe

15701 E. 9 Mile Road

(586) 445-5099

Mt. Clemens

50 Church St.

(586) 468-1434

New Haven

30100 John Rivers Drive

(586) 749-6570

Roseville

18330 Eastland

(586) 778-1360

St. Clair Shores

1000 Blossom Heath

(586) 773-9200

Sterling Heights

40555 Utica Road

(586) 264-6410

Individual Section 8 Subsidies (not restricted to one location): For general information about Section 8, call (313) 456-3540. Current and future recipients of a Section 8 subsidy should ask about the Family Self Sufficiency program: MSHDA will credit an escrow account with approximately the amount that the subsidy decreases due to an increase in the family’s earned income. Some Housing Commissions listed above also have Section 8 vouchers available during periodic open enrollments. To report a change of address or contact information for a homeless Section 8 voucher application, call Shinan (formerly Derocha Associates) at (586) 468-1775.

NURSING HOMES:  To obtain a list of nursing homes in Macomb County, call Citizens for  Better Care (CBC) at (800) 833-9548. For housing lists on Adult Foster Care, Assisted Living, Nursing Homes, Respite, and more, contact Robin Autin, Information & Referral Specialist at Macomb Community Action - Department of Senior Services, at (586) 466-8725.

Free senior care referral service based on the senior citizen’s 1) needed level of care (independent living, assisted living, rehabilitation center, nursing home, in-home private duty care, etc.), 2) location where they wish to reside (in state or out-of-state) and their budget. Available from A Place for Mom, (586) 675-2933 or jillr@aplaceformom.com http://www.aplaceformom.com/

ASSISTED LIVING & RETIREMENT COMMUNITIES: Consult the yellow pages, or call (248) 350-0730 to have a free copy of Senior Alternatives for Living Guide mailed to you.  This guide contains information and resources for seniors.

MSHDA Mortgage Down Payment Assistance (1% Down)

(800) 327-9158
(517) 373-6840
MSHDA
www.michigan.gov/mshda

Down Payment Assistance (DPA) may be available from MSHDA to help you purchase your home.
It is a second mortgage that just be used in conjunction with MSHDA's MI First Home or MSHDA's
MI Next Home first mortgage . This program is for low-to moderate-income homebuyers,
depending on the home location andyour family size. MSHDA's DPA loan programs require the
homebuyer to take a homebuyer education class from a MSHDA approved agency or a HUD
approved agency (located in Michigan).  The homebuyer education class will give you valuable
information as you take that first step toward homeownership.

Michigan Mortgage Credit Certificate

(800) 327-9158
MSHDA Hotline

For home buyers with an income below $30,000 (credit is less if over $30,000), provides a federal
tax credit that reduces monthly mortgage payments. Call for a free pamphlet and list of participating
lenders.

FHA & VA Programs

Insured/guaranteed loans by these agencies make it easier for lowincome/poor credit persons to qualify
for mortgages. Settlement costs can be financed, allowing the down payment to be as low as2% to
3%. VA is the most generous: with a VA mortgage, you make no down payment, and you don’t have
to pay private mortgage insurance - a savings of $60 to $90 per month for a standard loan.  Also
you need only average credit, and there are no income restrictions, top or bottom. Real estate agents
are a major source of information about these programs. Real estate firms often hold free seminars
about FHA and VA programs.

Rural Programs

(517) 548-1550

The Direct Single Family Housing Loan is an insured loans offered by the Department of Agriculture to
assist first-time home buyers purchase property in rural areas. The household must be at or below
80% of median household income, have acceptable credit, and be eligible for a mortgage. Loans are
provided with no down payment,  nd rate reductions may reduce interest to as low as 1%, based on
ability to pay. Contact the Department of Agriculture, or real estate agents in rural areas.

“Creative Financing”

Some examples are: rent with an option to buy, land contract, sweat equity (fixer upper),
seller-financing, foreclosures and auctions, kit homes, shared equity, family loans,
co-signing a mortgage, share a house.

3% down Program

Participating lenders,
most lenders participate.

This program requires buyers to participate in pre-purchase homeowner seminars, post-purchase homeowner
seminars, and post-purchase financial counseling. Also required are inspection/home warranty.

Single Family Residential Rehab.
 Loan Assistance
(Move too last page)

Various cities in Macomb offer Housing Repair Programs (e.g., improvements/replacements) and/or Emergency
Repair and General Repair Assistance (e.g., furnace replacements, roof repairs, sewer line replacement) for low
and moderate income families. 

Taxes must be current, and total household income limits apply. All property must have current home owners
insurance and available equity on the property. There may be a waiting period that applies.  A zero
interest loan is available which will be due and payable upon change of ownership. Owners must continue
to maintain and occupy the property as their primary residence. For details and to apply, contact the
following persons:

Clinton Township: Ed Manninen (586) 286-9325
Roseville: Michael Connors, (586) 445-5423
St. Clair Shores: Rosanne Minne (586) 447-3349
Sterling Heights: Stephanie Burgess (586) 446-2382
Warren: Rose Furlong (586) 574-4500
All of Macomb north of M-59 (Hall Road): Stephanie Burgess (586) 466-6256

The different communities have different payback policies. Some rehab loans are paid back in small monthly
installments or are deferred until sale or refinancing of the home (a lien is placed on the home), depending
on income level and program. Check with the program in your community.

Home Ownership Seminars conducted by MSU Extension

(586) 469-6430

Seminars topics:

1) Affordable Housing for first-time home buyers (including families in trailers or those whose housing
is inadequate), on renting vs. buying, affordable neighborhoods, government and bank loan programs,
down payment assistance, saving money, and cleaning up credit.

2) Home Ownership, house hunting and evaluating a house, qualifying for a mortgage - lending criteria,
mortgage options, computing costs from purchase to closing, realtors, lawyers and closing documents.

3) Money Management spending plans and budgeting, pre and post purchase home buyer counseling,
credit and debt management.

Macomb Lighthouse Community Development

(586) 350-6543

Home Ownership Program – This full service HUD and MSHDA counseling service assists low-income
home buyers with completing MSHDA forms, required classes, one-on-one budget counseling,
reviewing realtor and lender documents, and more. Ask for David Everett, deverett@lighthouseoakland.org

Habitat for Humanity

(586) 263-1540

Builds new house for low-income persons/families. Payments are low with zero interest. Buyers must assist
at the site, volunteers are welcome. To be eligible, a family must meet minimum income guidelines and
other ability to pay criteria (for a family of 4: $20,000 to $34,917 annua l income). For more information,
go to www.macombhabitat.org

Individual Development Accounts (IDAs) or
“American Dream” Down payment Initiative

Macomb Community Action,
(586) 469-7378

Southwest Housing Solutions,
(313) 841-9641

These accounts provide a 4 to 1 or 3 to 1 match for savings up to $1000 (for a $5000 total) toward down
payment and closing cost expenses for low-income working persons or families below 200% of poverty
who can save at least $28 per month. Persons must have fair credit and attend information and orientation
sessions to sign up, and also attend money management classes.  More information about IDAs is posted at
 http://www.michigan.gov/mshda/0,4641,7-141-45866_45868-172118--,00.html

Macomb Community Action also offers HUD’s American Dream Downpayment Initiative which lets $2500
saved be matched by $7500

FORECLOSURE AND MORTGAGE ASSISTANCE There is a Consumer Alert from the Attorney General at this web address:
http://www.michigan.gov/ag/0,4534,7-164-17337_20942-215058--,00.html

MSU Extension Foreclosure Counselors (586) 469-5180
Lighthouse Community Development (586) 350-6543
DHS - Mt. Clemens
DHS - Sterling Heights
DHS - Warren
(586) 469-7700
(586) 254-1500
(586) 427-0600
May assist with lump sum payments to prevent foreclosure through the
State Emergency Relief ($2000) and Emergency services programs combined,
often with the combined contributions from the customer and other helping
agencies, such as Macomb Community Action, the Salvation Army, etc., if there will be sufficient
income to maintain mortgage payments in the future.

Federal funds of up to $30,000 are loaned to homeowners for improvements to their home. Low-income households may qualify for a deferred interest-free loan with the principal being re-paid at some future date.  For assistance with the application, call the Macomb Community Action, (586) 466-4024.

Whole house energy audits and installation of energy efficient measures to preserve homes of income eligible families and individuals. Available from Macomb County Community Services Agency's Home Preservation/Energy office, (586) 469-6329. 

Home improvement loans are available for homeowners with equity in their home, annual household income up to $105,700 and with a credit score of at least 620.  The home must be the borrower's primary residence, either single-family or manufactured home, located in Michigan. Loan amounts vary depending on the property type up to $25,000. For m ore inform ation or to apply, go to: http://www.michigan.gov/mshda/0,4641,7-141-45866_47906_49317---,00.html, then click on the “Home Improvement” link.

Various cities in Macomb offer Housing Repair Programs (e.g., improvements/replacements) and/or Emergency Repair and General Repair Assistance (e.g., furnace replacements, roof repairs, sewer line replacement) for low and moderate income families. Taxes must be current, and total household income limits apply. All property must have current home owners insurance and available equity on the property. There may be a waiting period that applies. A zero interest loan is available which will be due and payable upon change of ownership. Owners must continue to maintain and occupy the property as their primary residence. For details and to apply, contact the following persons:

Clinton Township:  Ed Manninen (586) 286-9325
Roseville:  Michael Connors, (586) 445-5423
St. Clair Shores: Rosanne Minne (586) 447-3349
Sterling Heights: Stephanie Burgess (586) 446-2382
Warren: Rose Furlong (586) 574-4500
All of Macomb north of M-59 (Hall Road): Stephanie Burgess (586) 466-6256

The different communities have different payback policies. Some rehab loans are paid back in small monthly installments or are deferred until sale or refinancing of the home (a lien is placed on the home), depending on income level and program. Check with the program in your community.